Save money every month with a remortgage

You could save a lot of money by switching to a new mortgage and I have access to the whole mortgage market so you will be sure of getting the best remortgage possible. If you're coming to the end of your current mortgage's promotional rate or, even worse, are already on your lender's standard variable rate then get in touch today and see how much I could save you each month with a shiny new mortgage.

Compare the whole remortgage market including lenders not on comparison sites
Free valuations, free legals and cashback available with some remortgages
Debt consolidation and further advances
Adverse or poor credit remortgages
Complete your remortgage over the phone, by email or face to face
I will fill out the application and liaise with the bank so you don’t have to
Free, no obligation remortgage consultation
Blueberry mortgages making remortgages easy

Call Blueberry Today

Oxford: 01865 238 154
Bicester: 01869 241 009

Compare the Whole Market

I have access to high street banks as well as specialist lenders that may not be found on comparison websites

Tailored Advice

With so many remortgages to choose from I can offer tailored advice to each client meaning I fit the mortgage to you not the other way around

Free Consultation

All initial advice is free with no obligation to instruct me and I am happy to just chat through a case in order to let you know your options


I am available when it's convenient to you and you can get advice by email, on the phone or in person, whatever you prefer

Independent Broker

I work for you and not for a bank or estate agency so you can be assured my advice is tailored to you and has your needs in mind and no one else's

Premium Support

All my clients have one point of contact, me, who handles their case from start to end so no need to worry about hours on hold to a call centre


Blueberry Mortgages - remortgage specialists

Remortgaging can be tedious and time consuming but it can save you considerable money each month so why not get in touch with Blueberry Mortgages and let me find you the perfect remortgage. I will then do all the paperwork, liaise with banks, surveyors, solicitors, estate agents and whoever else is involved on your behalf because you have better things to do than spend all day on hold to a call centre.

Remortgage FAQ's

What is a remortgage?

A remortgage is the process of taking out a new mortgage in order to pay off an existing home loan. People have many reasons for remortgaging but usually it is in order to save money by switching to a preferential fixed rate mortgage as their current fixed rate comes to an end.

Should I remortgage?

If you’re wondering whether a remortgage is right for you, the answer is probably yes. Maybe you have a mortgage that is coming to the end of your fixed rate or perhaps you’ve just had a mortgage for some time then it is highly likely you could save money every month by switching to a new mortgage. Get in touch and I will be able to let you know very quickly whether this is right for you at this time

How much can I borrow?

As with a home buyer mortgage, a remortgage will be assessed on affordability and the value of the property it will be secured against. As you have probably owned the property for some time there is a good chance it’s value will have increased meaning you may be able to release some of the equity by taking a remortgage that is larger than your current mortgage meaning you get to keep the balance once your current home loan has been paid off.

How long does a remortgage take?

It really depends on the individual case but I usually recommend allowing 6 to 8 weeks for a remortgage to get from application to completion. So it is essential you start thinking about your remortgage 2 or 3 months before the end of your current deal. But should you be in a hurry then speak to me as there are certain lenders and remortgage providers who are specialists at fast turnarounds. 

What if I have a poor credit history?

Although it will limit the lenders willing to consider you for a remortgage there are a number of specialist lenders who are more than happy to consider all sorts of adverse credit records including missed payments, defaults, CCJ’s and even worse. Get in touch and I will give you an idea of what’s available to you

What interest rate will my remortgage have?

This depends on many factors but the interest rate of any mortgage reflects the risk to the lender. So someone with perfect credit, a large loan to value and a comfortable salary to loan ratio might be able to secure the most favourable interest rates somewhere below 2%. But as you stray further from this ideal you will notice rates start to rise accordingly. Keep going to other end of the scale to someone with a poor credit history, a small deposit and a stretched salary to loan ratio and they may still be able to get a remortgage but the rate could be as high as 5 or 6%

What if I can't get a remortgage?

If, for some reason, your circumstances have changed since you first took out a mortgage and you now find yourself in a position where you can’t get a remortgage I will work with you to help make you more acceptable to lenders. My advice is tailored to each individual client and I will make sure you are able to secure a remortgage as soon as is possible

Why shouldn't I just find a remortgage online?

Price comparison websites are a great place to start looking for a remortgage but they do not feature all the lenders as some only work through an intermediary or mortgage broker like me. I offer a completely free, no obligation remortgage consultation and will search the whole mortgage market to find you the ideal remortgage for your very particular circumstances so there’s no reason not to call for a chat to see how I can help

Blueberry mortgages making remortgages easy

Call Blueberry Today

Oxford: 01865 238 154
Bicester: 01869 241 009

Why Use a Mortgage Broker

Although I offer a completely free, no obligation mortgage consultation there is a charge if you would like me to apply for a mortgage on your behalf, so why use a mortgage broker instead of going direct to a high street bank?