Buy to Let Mortgages

Buy to let mortgages made easy

Want the best buy to let mortgage rate? Speak to me and let me compare the whole buy to let mortgage market to find you the perfect deal. I work with every buy to let lender, some of which you just won't find on a mortgage comparison website as they only work with mortgage brokers and intermediaries.

Borrow up to 85% of a property’s value
Every buy to let lender – some you won’t find on comparison sites
No credit score or personal income required for some loans
No need to be a homeowner or an experienced landlord
Buy to let loans available up to age 75 at application
Help with personal or limited company buy to let
Free, no obligation buy to let mortgage consultation
Buy to let mortgages made easy

Call Blueberry Today

Oxford: 01865 238 154
Bicester: 01869 241 009

Compare the Whole Market

I have access to high street banks as well as specialist buy to let lenders that may not be found on comparison websites

Tailored Advice

With so many loans to choose from I can offer tailored advice to each client meaning I fit the mortgage to you not the other way around

Free Consultation

All initial advice is free with no obligation to instruct me and I am happy to just chat through a case in order to let you know your options


I am available when it's convenient to you and you can get advice by email, on the phone or in person, whatever you prefer

Buy to Let Expert

I am and experienced investor myself with extensive knowledge of buy to let property and I will show how best to secure your investment

Premium Support

All of my clients have one point of contact, me, who handles their case from start to end so no need to worry about hours on hold to a call centre


Blueberry Mortgages - buy to let mortgage specialists

Whether you're just thinking of entering the buy to let market or are an experienced portfolio landlord, I can help you find the best buy to let mortgage and ultimately save you time and money.
I offer a completely free, no obligation buy to let consultation so get in touch and tell me what you would like to achieve and I will show you how easy it can be.

Buy to Let Mortgage FAQ's

What is a buy to let mortgage?

A buy to let mortgage, like a residential mortgage, is a loan that is secured against a property but, unlike a residential mortgage, a buy to let lender will assess the affordability of the loan on the expected rent rather than your income.

Will I be able to secure one?

Suitability for a buy to let mortgage depends on many factors but as a rule of thumb if you have a good credit history, a 15% deposit and the rent is comfortably more than your monthly mortgage repayments then there’s a good chance you will get a mortgage. But even if you don’t tick all the boxes there could still be a mortgage for you, get in touch and I will let you know what your options are

What interest rate will my mortgage have?

That is impossible to say without first finding out a little about you and the property you wish to buy. But don’t be fooled into thinking the headline rate is the most important aspect of a buy to let mortgage as you may be able to get a rate as low as 1.49% but if the arrangement fee is £2,999 (not unheard of) then you could save money taking a loan with a higher interest rate but lower arrangement fee

How much deposit will I need?

You will need at least a 15% deposit in order to secure a buy to let mortgage but mortgage lenders base their decisions on risk and the more money you have to invest in a deposit the less risky the proposition for the bank and hence the lower the rate is likely to be

What if I have a poor credit history?

Although it will limit the lenders willing to consider you for a mortgage there are a number of specialist buy to let lenders who are more than happy to consider all sorts of adverse credit records including missed payments, defaults, CCJ’s and even worse. Get in touch and I will give you an idea of what’s available to you

Can I get a BTL mortgage if I don't own a property?

Again, it makes things more difficult but that’s not to say there isn’t a mortgage just right for you. As long as you have the money for a deposit and the property you wish to secure it against is a viable rental investment then I can probably help find you a mortgage

What if I can't get a mortgage right now?

If, for any reason, you aren’t able to get a mortgage at the moment I will explain to you the reasons and work with you to make sure you are soon in a better position in order to fulfill your property investment goals

Buy to let mortgages made easy

Call Blueberry Today

Oxford: 01865 238 154
Bicester: 01869 241 009

Why Use a Mortgage Broker

Although I offer a completely free, no obligation mortgage consultation there is a charge if you would like me to apply for a mortgage on your behalf, so why use a mortgage broker instead of going direct to a high street bank?